Blogs
Private Lending Using Self-Directed IRA or a Self-Directed 401(k)
Your retirement account can be a small lending institution. Private lending through your IRA or any other qualified retirement plan typically involves creation of a new promissory note, the purchase of an existing promissory note, either performing or non-performing,...
Top 7 Retirement Planning Tips for Couples
As a couple, a smart retirement planning strategy can help you enjoy a comfortable and happy life when you’re older. However, you need to sit down and figure out the basics about each other’s financial or retirement goals, annual income and savings. Knowing where you...
How Small Business Owners Can Benefit From SEP IRA
Do you as a small business owner find the process of choosing a retirement plan expensive and confusing? A Simplified Employee Pension IRA or SEP IRA might be the perfect option for you. A wide-array of small businesses, ranging from partnerships, LLCs,...
Self Directed Roth IRA Investment Options
Self-directed Roth IRAs expand your investment options massively. However, to ensure that you gain maximum tax benefits and investment returns, you need to know about the types of investments you can and cannot make using your self-directed Roth IRA LLC. Self-directed...
How Can Self-Directed IRA Investing Help You Raise Capital for a Business?
Have you ever wanted to use your retirement portfolio for investments that really matter to you? For instance, you may be interested in an upcoming business or have one of your own that you want to invest in. However, all of your savings are sitting in your IRA! With...
Investing in Startups Using a Gold IRA
An IRA allows you to save for retirement and invest your money in real estate, stocks and bonds, mutual funds, and more. You can also use your IRA assets to invest in startup equity, through startup funding platforms or “accelerators” that bring investors together and...
Financial Planning for Millennials
The thought of retirement seems to be far-fetched for many young people and the numerous bills that you have to pay do not make it any easier. However, the reality is that postponing your retirement savings is a big mistake, as it is likely to translate to retiring...
My Parents Have No Money For Retirement
Table Of Content No Money For Retirement Helping Your Parents with Retirement Planning Most millennials and working youngsters today have parents who are close to retirement age, many of whom do not have a sufficient nest egg to see them through their golden years....
Donald Trump’s Take on Social Security & How It Can Affect Your Retirement Plans
Think you got your retirement planned out? Think again as Donald Trump’s plans may affect yours. According to Gallup’s latest survey findings, more than 60% of the elderly population is counting on their Social Security checks for their monthly income while the...
How To Start Savings For Retirement
Whether you already have an IRA or are planning to open one, there are a few things you should keep in mind. This account is more than a “piggy bank” where you put away extra cash every few years, but can prove to be a valuable personal finance tool for your future...
Rule of 55 – How to Get Penalty Free Withdrawal at 55?
If you invest in various plans such as IRA and 401(k), you would know that for tapping a 401(k) free of the 10% early withdrawal penalty, you must be at least 59½ years of age. But what if you want to retire earlier than that, say by age 55, and still be able to take...
Managing Your 401K
Many companies use 401(k) plans as tools for recruiting and retaining talented employees. These plans also help employees to plan their retirement. A part of their pay-check, along with a matching fund (mostly) from the employer, is put away in a retirement account....